:root{--navy:#071a3d;--blue:#0d5bd7;--cyan:#17c9d4;--teal:#16b8b0;--ink:#10203a;--muted:#5d6a80;--bg:#f5f9ff;--card:#ffffff;--line:#dbe6f4;--soft:#eaf5ff;--warn:#fff8e7;--warnline:#f2d28a;--success:#e9fbf7;--shadow:0 18px 45px rgba(25,63,116,.12);--radius:24px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit}img{max-width:100%;display:block}.container{width:min(1180px,calc(100% - 36px));margin:auto}.skip{position:absolute;left:-999px;top:0}.skip:focus{left:16px;top:16px;background:#fff;padding:10px 14px;border-radius:10px;z-index:9999}.topbar{background:var(--navy);color:#fff;font-size:14px}.topbar .container{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:8px 0}.topbar a{text-decoration:none;font-weight:700}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav-wrap{height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand img{width:220px;max-height:58px;object-fit:contain}.nav{display:flex;gap:24px;align-items:center}.nav a{text-decoration:none;font-weight:700;color:#14284b}.nav a:hover,.nav a.active{color:var(--blue)}.call-btn,.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:999px;padding:13px 20px;font-weight:800;text-decoration:none;border:0;cursor:pointer;transition:.2s ease}.call-btn,.btn.primary{background:linear-gradient(135deg,var(--blue),#4931dd);color:#fff;box-shadow:0 10px 25px rgba(24,87,200,.25)}.btn.secondary{background:#fff;color:var(--navy);border:1px solid var(--line)}.btn:hover,.call-btn:hover{transform:translateY(-2px)}.menu-btn{display:none;background:none;border:0;font-size:26px;color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#f9fcff 0%,#eef8ff 48%,#e5fbfb 100%);border-bottom:1px solid var(--line)}.hero-grid{min-height:650px;display:grid;grid-template-columns:1.02fr .98fr;align-items:center;gap:48px;padding:58px 0}.eyebrow{display:inline-flex;gap:8px;align-items:center;background:#e8f4ff;color:#0c4fac;padding:8px 12px;border-radius:999px;font-weight:800;font-size:14px}.hero h1{font-size:clamp(44px,6vw,74px);line-height:.98;letter-spacing:-.045em;margin:18px 0 22px;color:var(--navy)}.hero h1 span{background:linear-gradient(90deg,var(--blue),var(--cyan));-webkit-background-clip:text;background-clip:text;color:transparent}.hero p{font-size:20px;color:#4e6078;max-width:660px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0 22px}.hero-points{display:flex;flex-wrap:wrap;gap:10px 18px;color:#31445f;font-weight:700;font-size:14px}.hero-art{position:relative}.hero-art::before{content:"";position:absolute;width:360px;height:360px;background:radial-gradient(circle,rgba(23,201,212,.24),transparent 68%);right:2%;top:8%;filter:blur(8px)}.hero-art img{position:relative;width:100%;border-radius:32px;box-shadow:var(--shadow);object-fit:cover;aspect-ratio:16/10}.hero-badge{position:absolute;left:-18px;bottom:28px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;padding:15px 17px;width:230px}.hero-badge strong{display:block;color:var(--navy)}
.section{padding:82px 0}.section.soft{background:var(--bg)}.section-head{max-width:760px;margin-bottom:34px}.section-head.center{margin-inline:auto;text-align:center}.kicker{font-size:13px;text-transform:uppercase;letter-spacing:.16em;font-weight:900;color:var(--blue)}h2{font-size:clamp(32px,4vw,48px);line-height:1.08;letter-spacing:-.025em;margin:8px 0 14px;color:var(--navy)}h3{color:var(--navy);margin:8px 0}.lead{font-size:18px;color:var(--muted)}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 10px 28px rgba(25,63,116,.07)}.card.clickable{transition:.2s ease}.card.clickable:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.iconbox{width:54px;height:54px;border-radius:16px;background:linear-gradient(135deg,#e9f5ff,#e6ffff);display:grid;place-items:center;font-size:25px;margin-bottom:16px}.card p{color:var(--muted);margin-bottom:0}.feature-link{display:inline-flex;margin-top:16px;font-weight:800;text-decoration:none;color:var(--blue)}.visual-split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}.visual-split img{border-radius:28px;box-shadow:var(--shadow)}.checklist{display:grid;gap:12px;margin-top:20px}.check{display:flex;gap:12px;align-items:flex-start}.check b{display:grid;place-items:center;width:24px;height:24px;border-radius:50%;background:#e8faf7;color:#047b6f;flex:0 0 24px}.notice{border:1px solid var(--warnline);background:var(--warn);border-radius:20px;padding:20px 22px}.notice strong{color:#805d00}.disclaimer-box{background:var(--navy);color:#e9f2ff;border-radius:28px;padding:30px}.disclaimer-box h2,.disclaimer-box h3{color:#fff}.disclaimer-box p{color:#d4e1f1}.disclaimer-box a{color:#7de5e7}.cta-band{border-radius:32px;background:linear-gradient(135deg,#0b2554,#0c5ccf 60%,#14b9be);padding:38px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta-band h2{color:#fff;margin:0 0 8px}.cta-band p{margin:0;color:#dfefff}.cta-band .btn{background:#fff;color:var(--navy)}
.page-hero{padding:72px 0 54px;background:linear-gradient(180deg,#f4f9ff,#fff)}.page-hero h1{font-size:clamp(42px,5vw,62px);margin:6px 0 14px;color:var(--navy)}.page-hero p{font-size:19px;color:var(--muted);max-width:780px}.article{max-width:880px;margin:auto}.article h2{font-size:30px;margin-top:40px}.article h3{font-size:21px;margin-top:28px}.article p,.article li{color:#465872}.article ul{padding-left:22px}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:20px}table{width:100%;border-collapse:collapse;background:#fff}th,td{text-align:left;padding:16px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f1f7ff;color:var(--navy)}tr:last-child td{border-bottom:0}.faq{display:grid;gap:12px}.faq details{border:1px solid var(--line);border-radius:18px;padding:18px 20px;background:#fff}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.faq p{color:var(--muted)}
.footer{background:#06152f;color:#d5e3f4;margin-top:80px}.footer-grid{display:grid;grid-template-columns:1.25fr .75fr .75fr .9fr;gap:32px;padding:56px 0}.footer h3{color:#fff;font-size:17px}.footer a{color:#d5e3f4;text-decoration:none}.footer a:hover{color:#fff}.footer ul{list-style:none;padding:0;margin:0;display:grid;gap:9px}.footer-brand img{width:220px;background:white;border-radius:14px;padding:8px}.footer-note{color:#9fb3cb;font-size:14px;max-width:420px}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:18px 0;font-size:13px;color:#9fb3cb}.footer-bottom .container{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.pill{display:inline-flex;padding:7px 11px;border-radius:999px;background:#eaf5ff;color:#195dad;font-weight:800;font-size:13px}.phone-panel{background:#fff;border:1px solid var(--line);border-radius:24px;padding:26px}.phone-number{font-size:clamp(30px,5vw,46px);font-weight:900;color:var(--navy);letter-spacing:-.02em}.muted{color:var(--muted)}
@media(max-width:920px){.nav{position:absolute;left:18px;right:18px;top:82px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px;display:none;flex-direction:column;align-items:flex-start;box-shadow:var(--shadow)}.nav.open{display:flex}.nav-wrap>.call-btn{display:none}.menu-btn{display:block}.brand img{width:185px}.hero-grid,.visual-split{grid-template-columns:1fr}.hero-grid{padding-top:40px;min-height:auto}.hero-art{order:-1}.hero-art img{aspect-ratio:16/9}.hero-badge{left:12px;bottom:14px}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.cta-band{align-items:flex-start;flex-direction:column}.section{padding:64px 0}}
@media(max-width:600px){.container{width:min(100% - 24px,1180px)}.topbar .container{justify-content:center;text-align:center}.topbar .container span:last-child{display:none}.nav-wrap{height:70px}.brand img{width:162px}.hero-grid{gap:26px;padding:26px 0 46px}.hero h1{font-size:42px}.hero p{font-size:17px}.hero-actions{flex-direction:column}.hero-actions .btn{width:100%}.hero-points{display:grid}.hero-art img{border-radius:22px}.hero-badge{position:static;width:auto;margin-top:12px}.grid-4{grid-template-columns:1fr}.section{padding:52px 0}.card{padding:20px}.footer-grid{grid-template-columns:1fr}.page-hero{padding:48px 0 34px}.cta-band{padding:26px;border-radius:24px}.phone-number{font-size:34px}.footer{margin-top:56px}}